A good starting point for insurance consumer information is your state government.
We have provided the links below:
New York State: http://www.ny.gov
National Fire Protection Association: http://www.nfpa.org/
Consumer Protection: http://www.ftc.gov/bcp/consumer.shtm
Consumer Product Safety Commission: http://www.cpsc.go
Loss Prevention Resources
Flood Insurance Info:
Most homeowner policies do not cover flood damage. Should you have Flood Insurance? Get answers and learn about the National Flood Insurance Program here.
A listing of NFIP participating communities is available at www.fema.gov/fema/csb.shtm.
Further general information about the NFIP, including a quick test of whether your property is in a low, moderate or high risk zone, can be found at www.floodsmart.gov/floodsmart/.
More information can be found in NFIP's brochure here.