Our Products

Eastern Mutual offers competitively-priced, personal and commercial policies throughout upstate New York providing peace of mind for our many policyholders.

If you have a new or recently renovated property, certain types of loss preventative or detection devices, and/or if you have been a continuing customer of Eastern Mutual Insurance Company, we have a broad array of discounts that you may qualify for. 

For a more detailed description of each policy, please contact your Local Independent Agent.

Personal Insurance

Your primary residence is often your largest investment. Protecting this investment from loss by fire, theft, wind, and other property perils as well as providing personal liability coverage will provide you with peace of mind.

Eastern Mutual provides personal insurance on a variety of policies to best protect your needs. We currently offer Homeowner policies for primary, secondary and seasonal homes; Mobile Homeowner policies for primary and secondary residences; Farmowner policies for the full time farmer to the weekend, hobby farmer and everything in between; Landlord Package policies for your 1-4 family rental property; Inland Marine policies for your equipment or special collections as well as our Dwelling Fire and Farm Fire policies.

For a more detailed description of each policy, please contact your Local Independent Agent.

Commercial Insurance

Eastern Mutual Insurance Company offers several options to address the need of the small to medium sized business community.

We are able to tailor our policy to your needs with specific use of endorsements that are attached to your policy. Our policies can protect your interest as an owner who is running your own business or as the owner of a building with tenants occupying your building. We specialize in providing customized coverage tailored to fit your needs.

For small to mid-sized businesses, Eastern Mutual currently offers coverage to protect property, loss of earnings and liabilities associated with a commercial enterprise. We currently offer Businessowner policies for the "Main Street" business, Special Multi-Peril policies for businesses that require greater customization,and  Inland Marine policies for your inventory while in transit.

You and your Local Independent Agent can discuss your business requirements and your agent can work with us to develop a policy with your unique needs in mind.

For a more detailed description of each policy, please contact your Local Independent Agent.